Passive stereo vision systems are useful for estimating 3D geometries from digital images similar to the human biological system. In general, two cameras are situated at a known distance from the object and simultaneously capture images of the same scene from different views. This paper presents a comparative evaluation of 3D geometries of scenes estimated by three disparity estimation algorithms, namely the hybrid stereo matching algorithm (HCS), factor graph-based stereo matching algorithm (FGS), and a multi-resolution FGS algorithm (MR-FGS). Comparative studies were conducted using our stereo imaging system as well as hand-held, consumer-market digital cameras and camera phones of a variety of makes/models. Based on our experimental results, the factor graph algorithm (FGS) and multi-resolution factor graph algorithm (MR-FGS) result in a higher level of 3D reconstruction accuracy than the HCS algorithm. When compared with the FGS algorithm, MR-FGS provides a significant improvement in the disparity contrast along the depth boundaries and minimal depth discontinuities.