When paper passes through a transfer station the paper is electrically charged. The charged paper sometimes sticks to an ITB or a transfer roller and causes a paper jam. A simulation model was constructed to examine the amount of charge on the paper. The modeled paper consisted of one base layer and two surface layers and the thickness and electrical properties of each layer were determined experimentally. This modeled paper was applied to a simplified transfer system and the current through the paper was calculated. The calculated results agreed well with the experimental values. In addition, it was revealed that the electrical properties of paper in a strong electrical field are determined by the discharge between paper fibers a microscopic distance apart.